One platform. Endless possibilities.

DragonPay connects consumers, credit unions, and financial infrastructure through a secure, scalable platform – at a fraction of the cost of Zelle. 

Instant Payments & Card Networks

The foundation: always-on payments.

Replace slow legacy rails with infrastructure built for 2026. Send and receive in seconds, not days. Process cards without rebuilding your stack. 

What’s included 

  • FedNow – Integration for instant domestic transfers 
  • The Clearing House RTP – For real-time settlement 
  • Stablecoin rails – Lowest cost per transaction in the market 
  • Push-to-debit – Direct-to-card payouts 
  • Card payment processing – With tokenization 

Cross-Border & Smart Routing

Global payments without global headache.

Send money internationally without SWIFT, without correspondent banks, and without surprise FX fees. Every transaction is automatically routed through the cheapest, fastest rail available. 

What’s included 

  • Foreign exchange – With minimal markups 
  • Payment routing – Across global and local rails 
  • Least-cost routing – Automated rail selection logic 
  • Local & global payouts – To any beneficiary 
  • Warehousing – For managed liquidity 

Bulk Payments & Policy Management

Move money at scale. Stay in control.

Payroll, vendor payments, NACHA disbursements, and mass payouts all from a single dashboard. With enterprise-grade controls built for compliance teams. 

What’s included 

  • NACHA disbursements – At scale 
  • Payroll – Processing 
  • Vendor payments – Automation 
  • Risk and velocity controls – Configurable per use case 
  • Payee verification – And access controls